PCD question - financing and delivery

[anatolych]

I am about to pull the trigger on 2010 X5D with delivery in early November. My purchase process was a bit of a mess, as the sales people seem pretty clueless and lazy. So here some of the questions that have piled up in my head. any insights are appreciated:
Did anyone take PCD delivery and had the car shipped to the dealer? do they charge extra for that?
If you pick the car in NC, do you still have to pay destination charge? How much?
What time is the program over?
My salesperson is saying that money factor is .0028 up from .0025. Bimmerfest still shows .0025. Can anyone confirm?