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#201
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Now its a hard decision for me, get the X5 M or new Range Rover Supercharged. (Probably both)
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2011 ///X5 M (On Order) 2009 X5 4.8 M Sport Space Gray/Black Fully Loaded 2007 GMC Yukon XL Denali Loaded and Customised Last edited by bmwman3241; 04-10-2009 at 04:31 PM. |
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#202
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LAMBO
That front bumper reminds me of a lambo i love it
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#203
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I'm so over Land Rover's...
The sport is kinda hot, but still not my cup of tea.
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Marcus |
#204
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#205
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Of course we are all speculating here but I don't agree with you. First off, BMW and every other auto manufacturer is trying to move vehicles right now. They also want buyers in the showroom looking at secondary vehicles.. It is my opinion that BMW is going to incentivize people to move into their ///M cars. And BMW has always known that people lease BMW's who own businesses for the write off's.. It's their main customer. And that's why they almost always lease well. My X5 4.8is had a 58% residual, 3 year, 36,000 miles. I'm thinking BMW will keep the money factor somewhere in 7%-8% - (.00292-.00333) Residual at 58%. So if the car is sold for $86,000, lease payment will be $1427 (not including tax.) If the Residual is 50% (which in my experience, most BMW's never are), that makes the lease payment $1600. And if you're a member of BMWCCA, you get $1500 cash back... So you only make 35 payments on a 36 month lease. And that's not including any customer loyalty programs, etc.
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---------------------------------------------------------- "When two people agree on everything, one of them is not necessary" - Arliss |
#206
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#207
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Yes, if you plan to turn the car in 2 or 3 years and don't want to roll the dice on residual vs street price and/or don't have $90K available.
If the MF is anywhere near 8%, they are on crack (in this market) but it will still be leased by many. That said, it's very likely to be > $1500 mo IMO.
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Go 50i or go home |
#208
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A) You live in California (We get no tax credit for trade in.) B) You turn cars over every three years C) You don't want a big monthly payment D) You are okay with being in a contract. Cause based on all my calculations, leasing a car for 3- 4 years is the cheapest way to be in the vehicle if you don't plan on keeping longer than that period of time. For example, you only pay tax on the portion of the vehicle you are leasing. So unlike financing where you pay 100% sales tax, on a lease of 60% residual, you only pay tax on 40% of the vehicles cost. Also, finance numbers (interest rate) are usually damn close to money factor (interest rate) on said vehicles. So, if you lease a car, it may cost you 7% money factor. If you finance it may be 6%. The numbers are usually close. But when you lease, you're payment is usually less than 1/2 the amount of a finance. - So in three years or four years you don't own the car. But you also don't have to sell it for $2000 back of book. Either way, you still have to recognize the residual. Cause a financed vehicle over 3 years has lost just as much money as a leased one.
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---------------------------------------------------------- "When two people agree on everything, one of them is not necessary" - Arliss |
#209
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- Lets say they do .00155 or 3.5% interest. - Lets say residual is 58% - Lets say they discount to $500 over invoice. - Lets say that BMW has a factory incentive for $2500-$3000 for customer loyalty. - Lets call it a $90,000 vehicle. Monthly lease price could equal: $1136.24 Then calculate another $1500 cash back from BMWCCA and factor that as a monthly lease price reduction: $1104.67 Please BMW, if you are reading this, this is where your prices need to be or I'm getting the Cayenne GTS
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---------------------------------------------------------- "When two people agree on everything, one of them is not necessary" - Arliss |
#210
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